Carnival Nirapotta

If the policy Duration is 6 Months, then the Premium rate will be 2.00% of total Sum Insured Value + 15% VAT, and Coverage will be

Core Exclusions:

• 15 days waiting period after registration will be applied for all types of claims
• 24 hours hospital waiting period after admission will be applied for Hospitalization (in-patient service) coverage
• Maximum 3-day coverage at a stretch will be considered as a single confinement for Hospitalization (in-patient service)
• Only MBBS or above qualified doctor’s prescriptions will be valid for all claims
• Any type of claim must be raised within 30 days of incident

General Exclusions:

• All pre-existing diseases related to all types of coverage of the policy
• Death caused by self-inflicted injury or the commission of or attempted commission of an assault or any unlawful act, or being engaged in any illegal activity or felony
• Headache, cold, coughing, fever, flu (unspecified) etc. (Exception Dengue, Typhoid, Covid -19, Chikungunya)
• Peptic Ulcer Disease (PUD) (with any advanced diagnosis)
• Appendicitis, weakness, anorexia, vomiting
• Cholelithiasis, Tonsillitis, Piles, Fissure, Fistula
• Any minor surgery, daycare treatment
• Participating in competitions, races, contest, matches, on land, air or sea; pot-holing, paragliding, bungee jumping, parachuting and/or scuba diving